Personalized Home Loans & Refinancing Services.
Whether you are buying your next home, unlocking up to $25,000 in Down Payment Assistance, or refinancing to lower your monthly payments, check your eligibility in 60 seconds with zero impact to your credit score.
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See What You Qualify For in 60 Seconds
No credit pull. No obligation. Get your custom loan and DPA options instantly.
Free 2026 Guide: Buy a Home in Arizona or Colorado with Minimal Cash Out of Pocket
Stop waiting years to save 20% down. Download our side-by-side breakdown of Arizona's Home Plus program (up to 4% assistance) and Colorado's CHFA First-Time Homebuyer grants (up to $25,000)—including income limits, minimum credit scores, and how to combine them with seller concessions.
About Amber
A Mortgage Partner Who Puts Your Goals First
With over 20 years of experience in Arizona and Colorado real estate financing, Amber Tanner brings the expertise of a big bank with the personal attention of a local advisor. From first-time buyers to seasoned investors, Amber crafts loan strategies tailored to your unique situation.
Call Amber: (602) 330-8930
Loan Programs
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Down Payment Assistance Programs
AZ Home Plus — Up to 4% Assistance
Arizona's Home Plus program provides up to 4% of the loan amount as a grant for down payment and closing costs. No repayment required. Available statewide for qualifying buyers.
Explore AZ Home PlusCO CHFA — Up to $25,000 in Grants
Colorado's CHFA First Generation Down Payment Assistance offers up to $25,000 for eligible first-time buyers. Combine with seller concessions to buy with minimal cash out of pocket.
Explore CO CHFAReady to Get Started?
Let's find the right loan for your situation.
Whether you're buying your first home, upgrading, or refinancing, Amber Tanner is here to guide you every step of the way. Reach out today for a no-pressure conversation.