Get the Right Home Loan in Arizona or Colorado Without the Big-Bank Runaround
Whether you're buying your first home, unlocking up to $25,000 in Down Payment Assistance, or refinancing to lower your monthly payment — Amber Tanner finds the loan that fits your life. Start the process in 60 seconds with zero impact to your credit score.
20+
Years Experience
Discuss Program Qualifications - Free, No Credit Pull
Answer 5 quick questions and Amber will review loan programs and down payment assistance eligibility.
Free 2026 Down Payment Assistance Guide for Arizona & Colorado
Discover every grant, forgivable loan, and assistance program available to buyers in Arizona and Colorado — including AZ Home Plus, CHFA, and city-specific programs. Updated for 2026.
About Amber
A Mortgage Partner Who Puts Your Goals First
With over 20 years of experience in Arizona and Colorado financing, Amber Tanner brings the expertise of a big lender with the personal attention of a local advisor. She shops multiple loan programs on your behalf — so you get the best rate without the runaround.
Call Amber: (602) 330-8930
Loan Programs
The Right Loan for Every Situation
Expert Guidance
I'll help you find the right loan for your situation.
Down Payment Assistance Programs
AZ Home Plus — Up to 4% Assistance
Arizona's Home Plus program provides up to 4% of the loan amount as a grant for down payment and closing costs. No repayment required.
Explore AZ Home PlusCO CHFA — Up to $25,000 in Grants
Colorado's CHFA First Generation Down Payment Assistance offers up to $25,000 for eligible first-time buyers. Combine with a below-market CHFA rate.
Explore CO CHFAVerified Client Reviews
Real Stories from Real Homeowners
"As first-time homeowners, we were honestly terrified of refinancing. We had no idea where to start. Amber changed everything. She's the expert you want in your corner — knowledgeable, patient, and genuinely invested in helping you succeed."
Tamika L.S.
Laveen, AZ · First-Time Refinance
"I truly would double the stars if that were an option. My experience could not have gone better. Amber delivered everything she promised and made the entire process seamless from start to finish."
Scott H.
Chandler, AZ
"Constant and transparent communication, consistent follow through. I was able to leave it all to Amber and know it would be taken care of. That peace of mind is priceless when you're buying a home."
Amy F.
Mesa, AZ
11 five-star reviews on Experience.com · 10 on Google
Ready to Get Started?
Talk to Amber directly — no call centers, no runaround.
Whether you're buying your first home, refinancing, or just exploring your options, Amber Tanner gives you a clear, honest picture of what you qualify for. Reach out today.