Frequently Asked Questions

Arizona and Colorado

At UMortgage, I have access to competitive industry rates through a network of lenders.  We will take your current financial situation and determine the best lending solution to fit your needs.

Simple!  Give me a call or text at 602-330-8930 or send me an email at atanner@umortgage.com and we can coordinate a time to connect.

 If you can lower your interest rate low enough to justify the closing costs to access equity in your home to pay off higher interest debt and/or make large purchases or upgrades to your home.

 A quick conversation with your lender about your income, assets, credit score and debt are all it takes to get pre-qualified. Getting pre-approved carries a lot more weight, your lender will need to verify your financial information and submit your loan for preliminary underwriting.